Tried to pay off my credit card online today. I couldn't log in to the server as it was going slow (all the other websites I tried to access today - fine).
Chances of them accepting this if I miss the payment? None whatsoever.
If they expect a penny of taxpayers money to bail them out for their credulous greed in the mortgage markets, I'll be protesting to my MP. Mind you, he's probably given up all hope of lasting past the next election already.